Recognizing Phone Scams Before You Answer
Scam calls and texts often follow familiar patterns: urgency, a request for personal information, or a demand for payment through an unusual method. A legitimate bank or government office rarely asks for a Social Security number over the phone. Caller ID can be faked, so a returning number isn't proof of anything by itself. This article compares a handful of common scam scripts against what a genuine call from a bank, utility company, or government agency typically sounds like, so the difference becomes easier to notice in the moment rather than after the fact.